Kangra Central Co-operative Bank, GOVT. COLLEGE UNA, UNA Branch IFSC Code

The IFSC code KACE0000096 is assigned to Kangra Central Co-operative Bank, GOVT. COLLEGE UNA located in UNA, HIMACHAL PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS

Bank Details

Bank Name Kangra Central Co-operative Bank
IFSC Code KACE0000096
MICR Code 174850109
Branch Code 000096
Branch GOVT. COLLEGE UNA
City UNA
District UNA
State HIMACHAL PRADESH
Address TEHSIL & DISTT. UNA H.P. 174303 Maps
Contact +911975225202

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

KACE Bank Code
0 Reserved (0)
000096 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

174 City Code
850 Bank Code
109 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code KACE0000096 is the Indian Financial System Code assigned to Kangra Central Co-operative Bank, GOVT. COLLEGE UNA branch in UNA, HIMACHAL PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in UNA, UNA, HIMACHAL PRADESH. The full address is: TEHSIL & DISTT. UNA H.P. 174303

The branch code is 000096. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Kangra Central Co-operative Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 174850109. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: KACE0000096
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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