Jammu and Kashmir Bank, RAIPUR, RAIPUR Branch IFSC Code

The IFSC code JAKA0RAIPUR is assigned to Jammu and Kashmir Bank, RAIPUR located in RAIPUR, CHANDIGARH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Jammu and Kashmir Bank
IFSC Code JAKA0RAIPUR
MICR Code 492051002
Branch Code RAIPUR
Branch RAIPUR
City RAIPUR
District RAIPUR
State CHANDIGARH
Address LAL GANGA SHOPPING MALL,G.E ROAD Maps
Contact +917712236467

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

JAKA Bank Code
0 Reserved (0)
RAIPUR Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

492 City Code
051 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code JAKA0RAIPUR is the Indian Financial System Code assigned to Jammu and Kashmir Bank, RAIPUR branch in RAIPUR, CHANDIGARH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in RAIPUR, RAIPUR, CHANDIGARH. The full address is: LAL GANGA SHOPPING MALL,G.E ROAD

The branch code is RAIPUR. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Jammu and Kashmir Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 492051002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: JAKA0RAIPUR
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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