Jammu and Kashmir Bank, KOCHI, ERNAKULAM Branch IFSC Code

The IFSC code JAKA0KUCHIE is assigned to Jammu and Kashmir Bank, KOCHI located in ERNAKULAM, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Jammu and Kashmir Bank
IFSC Code JAKA0KUCHIE
MICR Code 682051002
Branch Code KUCHIE
Branch KOCHI
City ERNAKULAM
District ERNAKULAM
State KERALA
Address ERNAKULAM, M.G ROAD Maps
Contact +914842381073

Find Any Bank Branch

Select options step by step to find any IFSC code:

Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

JAKA Bank Code
0 Reserved (0)
KUCHIE Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

682 City Code
051 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code JAKA0KUCHIE is the Indian Financial System Code assigned to Jammu and Kashmir Bank, KOCHI branch in ERNAKULAM, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in ERNAKULAM, ERNAKULAM, KERALA. The full address is: ERNAKULAM, M.G ROAD

The branch code is KUCHIE. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Jammu and Kashmir Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 682051002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: JAKA0KUCHIE
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
← View all Jammu and Kashmir Bank branches
Copied to clipboard!