Indian Overseas Bank, NARSINGHPUR, NARSINGHPUR Branch IFSC Code

The IFSC code IOBA0003866 is assigned to Indian Overseas Bank, NARSINGHPUR located in NARSINGHPUR, MADHYA PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0003866
Branch Code 003866
Branch NARSINGHPUR
City NARSINGHPUR
District NARSINGHPUR
State MADHYA PRADESH
Address KHASRA NO.17 BY 45,MANDI ROAD,STATION GANJ,NARSINGHPUR 487001,MADHYA PRADESH Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IOBA Bank Code
0 Reserved (0)
003866 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IOBA0003866 is the Indian Financial System Code assigned to Indian Overseas Bank, NARSINGHPUR branch in NARSINGHPUR, MADHYA PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in NARSINGHPUR, NARSINGHPUR, MADHYA PRADESH. The full address is: KHASRA NO.17 BY 45,MANDI ROAD,STATION GANJ,NARSINGHPUR 487001,MADHYA PRADESH

The branch code is 003866. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Overseas Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IOBA0003866
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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