Indian Overseas Bank, BADLAPUR, THANE Branch IFSC Code
The IFSC code IOBA0003631 is assigned to Indian Overseas Bank, BADLAPUR located in THANE, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.
Bank Details
| Bank Name | Indian Overseas Bank | |
| IFSC Code | IOBA0003631 | |
| Branch Code | 003631 | |
| Branch | BADLAPUR | |
| City | THANE | |
| District | KALYAN | |
| State | MAHARASHTRA | |
| Address | 5,BELAVALI,OPP WATER SUPPLY OFFICE,BADLAPUR AMBERNATH ROAD,BADLAPUR WEST ,THANE | Maps |
| Contact | +912229264233 |
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Understanding IFSC and MICR Codes
What is IFSC Code?
IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.
What is MICR Code?
MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.
When to Use These Codes?
- NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
- RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
- IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
- Cheque Processing: MICR code is printed on cheques for automated clearing
Frequently Asked Questions
IFSC Code IOBA0003631 is the Indian Financial System Code assigned to Indian Overseas Bank, BADLAPUR branch in THANE, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.
This branch is located in THANE, KALYAN, MAHARASHTRA. The full address is: 5,BELAVALI,OPP WATER SUPPLY OFFICE,BADLAPUR AMBERNATH ROAD,BADLAPUR WEST ,THANE
The branch code is 003631. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Overseas Bank.
This branch supports the following electronic fund transfer services:
- NEFT - Available
- RTGS - Available
- IMPS - Available
- UPI - Available
To use this IFSC code for fund transfers:
- Log in to your bank's internet banking or mobile app
- Navigate to fund transfer section (NEFT/RTGS/IMPS)
- Enter the beneficiary's account number
- Enter IFSC Code: IOBA0003631
- Verify the bank and branch details auto-populated
- Complete the transfer