Indian Overseas Bank, RAYAGIRI, TIRUNELVALI Branch IFSC Code

The IFSC code IOBA0003626 is assigned to Indian Overseas Bank, RAYAGIRI located in TIRUNELVALI, TAMIL NADU. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0003626
Branch Code 003626
Branch RAYAGIRI
City TIRUNELVALI
District SIVAGIRI
State TAMIL NADU
Address 13 AND 14,GANDHI ROAD,RAYAGIRI,SIVAGIRI TALUK,TIRUNELVELI DIST 627757 Maps
Contact +914622321961

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IOBA Bank Code
0 Reserved (0)
003626 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IOBA0003626 is the Indian Financial System Code assigned to Indian Overseas Bank, RAYAGIRI branch in TIRUNELVALI, TAMIL NADU. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in TIRUNELVALI, SIVAGIRI, TAMIL NADU. The full address is: 13 AND 14,GANDHI ROAD,RAYAGIRI,SIVAGIRI TALUK,TIRUNELVELI DIST 627757

The branch code is 003626. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Overseas Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IOBA0003626
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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