Indian Overseas Bank, VEPPADAI, NAMAKKAL Branch IFSC Code

The IFSC code IOBA0003599 is assigned to Indian Overseas Bank, VEPPADAI located in NAMAKKAL, TAMIL NADU. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0003599
Branch Code 003599
Branch VEPPADAI
City NAMAKKAL
District TIRUCHENGODU
State TAMIL NADU
Address 461/1,SALEM-ERODE MAIN ROAD,VEPPADI,NAMAKKAL DT,638 008 Maps
Contact +914272441911

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IOBA Bank Code
0 Reserved (0)
003599 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IOBA0003599 is the Indian Financial System Code assigned to Indian Overseas Bank, VEPPADAI branch in NAMAKKAL, TAMIL NADU. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in NAMAKKAL, TIRUCHENGODU, TAMIL NADU. The full address is: 461/1,SALEM-ERODE MAIN ROAD,VEPPADI,NAMAKKAL DT,638 008

The branch code is 003599. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Overseas Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IOBA0003599
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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