Indian Overseas Bank, LAITUMKHRAH, EAST KHASI HILLS Branch IFSC Code

The IFSC code IOBA0003526 is assigned to Indian Overseas Bank, LAITUMKHRAH located in EAST KHASI HILLS, MEGHALAYA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0003526
Branch Code 003526
Branch LAITUMKHRAH
City EAST KHASI HILLS
District SHILLONG
State MEGHALAYA
Address CO MEGHALAYA STATE HOUSING FINANCING COOP SOCIETY LTD BETHANY HOSPITAL NONGRIM HILLS SHILLONG 793003 Maps
Contact +913612464397

Nearby Indian Overseas Bank Branches

SHILLONG
EAST KHASI HILLS

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IOBA Bank Code
0 Reserved (0)
003526 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IOBA0003526 is the Indian Financial System Code assigned to Indian Overseas Bank, LAITUMKHRAH branch in EAST KHASI HILLS, MEGHALAYA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in EAST KHASI HILLS, SHILLONG, MEGHALAYA. The full address is: CO MEGHALAYA STATE HOUSING FINANCING COOP SOCIETY LTD BETHANY HOSPITAL NONGRIM HILLS SHILLONG 793003

The branch code is 003526. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Overseas Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IOBA0003526
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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