Indian Overseas Bank, PARALAKHEMUNDI, GAJAPATI Branch IFSC Code

The IFSC code IOBA0002733 is assigned to Indian Overseas Bank, PARALAKHEMUNDI located in GAJAPATI, ODISHA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0002733
Branch Code 002733
Branch PARALAKHEMUNDI
City GAJAPATI
District PARLAKHEMUNDI
State ODISHA
Address KRISHNA PLAZA NEAR KRISHNA CINEMA HALL PARALAKHEMUNDI GAJAPATI 761200 Maps
Contact +914428584896

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IOBA Bank Code
0 Reserved (0)
002733 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IOBA0002733 is the Indian Financial System Code assigned to Indian Overseas Bank, PARALAKHEMUNDI branch in GAJAPATI, ODISHA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in GAJAPATI, PARLAKHEMUNDI, ODISHA. The full address is: KRISHNA PLAZA NEAR KRISHNA CINEMA HALL PARALAKHEMUNDI GAJAPATI 761200

The branch code is 002733. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Overseas Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IOBA0002733
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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