Indian Overseas Bank, CURTALLAM, TIRUNELVALI Branch IFSC Code

The IFSC code IOBA0000235 is assigned to Indian Overseas Bank, CURTALLAM located in TIRUNELVALI, TAMIL NADU. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Indian Overseas Bank
IFSC Code IOBA0000235
MICR Code 627020032
Branch Code 000235
Branch CURTALLAM
City TIRUNELVALI
District COURTALLAM
State TAMIL NADU
Address BUSSTAND SHOPPING COMPLEX MAIN ROAD COURTALLAM PIN 627802 Maps
Contact +914633283149

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IOBA Bank Code
0 Reserved (0)
000235 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

627 City Code
020 Bank Code
032 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IOBA0000235 is the Indian Financial System Code assigned to Indian Overseas Bank, CURTALLAM branch in TIRUNELVALI, TAMIL NADU. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in TIRUNELVALI, COURTALLAM, TAMIL NADU. The full address is: BUSSTAND SHOPPING COMPLEX MAIN ROAD COURTALLAM PIN 627802

The branch code is 000235. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Overseas Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 627020032. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IOBA0000235
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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