Indusind Bank, GIRI NAGAR KOCHI, KOCHI Branch IFSC Code

The IFSC code INDB0002392 is assigned to Indusind Bank, GIRI NAGAR KOCHI located in KOCHI, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Indusind Bank
IFSC Code INDB0002392
MICR Code 682234025
Branch Code 002392
Branch GIRI NAGAR KOCHI
City KOCHI
District KOCHI
State KERALA
Address GROUND FLOOR MITHUN TOWERS GIRI NAGAR KOCHI ERNAKULAM KERALA 682020 Maps
Contact +914844503387

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

INDB Bank Code
0 Reserved (0)
002392 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

682 City Code
234 Bank Code
025 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code INDB0002392 is the Indian Financial System Code assigned to Indusind Bank, GIRI NAGAR KOCHI branch in KOCHI, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KOCHI, KOCHI, KERALA. The full address is: GROUND FLOOR MITHUN TOWERS GIRI NAGAR KOCHI ERNAKULAM KERALA 682020

The branch code is 002392. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indusind Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 682234025. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: INDB0002392
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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