Indian Bank, KIRI AFGANA, GURDASPUR Branch IFSC Code

The IFSC code IDIB000K718 is assigned to Indian Bank, KIRI AFGANA located in GURDASPUR, PUNJAB. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Bank
IFSC Code IDIB000K718
MICR Code 143019256
Branch Code 00K718
Branch KIRI AFGANA
City GURDASPUR
District KIRI AFGANA
State PUNJAB
Address KIRI AFGANA CHADHA SUGAR AND INDUSTRIES LIMITED BAHADURPUR RAJOYA BATALA KIRI AFGANA KIRI AFGANA PIN 143527 Maps
Contact +919622133321

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IDIB Bank Code
0 Reserved (0)
00K718 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

143 City Code
019 Bank Code
256 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IDIB000K718 is the Indian Financial System Code assigned to Indian Bank, KIRI AFGANA branch in GURDASPUR, PUNJAB. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in GURDASPUR, KIRI AFGANA, PUNJAB. The full address is: KIRI AFGANA CHADHA SUGAR AND INDUSTRIES LIMITED BAHADURPUR RAJOYA BATALA KIRI AFGANA KIRI AFGANA PIN 143527

The branch code is 00K718. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 143019256. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IDIB000K718
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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