Indian Bank, JAMMU, JAMMU Branch IFSC Code

The IFSC code IDIB000J027 is assigned to Indian Bank, JAMMU located in JAMMU, JAMMU AND KASHMIR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Bank
IFSC Code IDIB000J027
MICR Code 180019001
Branch Code 00J027
Branch JAMMU
City JAMMU
District JAMMU AND KASHMIR
State JAMMU AND KASHMIR
Address 56 A/B GANDHI NAGAR JAMMU JAMMU AND KASHMIR GANDHINAGAR JAMMU PIN 180004 Maps
Contact +911912430265

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IDIB Bank Code
0 Reserved (0)
00J027 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

180 City Code
019 Bank Code
001 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IDIB000J027 is the Indian Financial System Code assigned to Indian Bank, JAMMU branch in JAMMU, JAMMU AND KASHMIR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in JAMMU, JAMMU AND KASHMIR, JAMMU AND KASHMIR. The full address is: 56 A/B GANDHI NAGAR JAMMU JAMMU AND KASHMIR GANDHINAGAR JAMMU PIN 180004

The branch code is 00J027. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 180019001. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IDIB000J027
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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