Indian Bank, DAYAL NAGAR, JALANDHAR Branch IFSC Code

The IFSC code IDIB000D062 is assigned to Indian Bank, DAYAL NAGAR located in JALANDHAR, PUNJAB. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Bank
IFSC Code IDIB000D062
MICR Code 144019050
Branch Code 00D062
Branch DAYAL NAGAR
City JALANDHAR
District DAYAL NAGAR
State PUNJAB
Address B/384410 AVTAR NAGAR ROAD DAYAL NAGAR PIN 144003 Maps
Contact +911815004426

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IDIB Bank Code
0 Reserved (0)
00D062 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

144 City Code
019 Bank Code
050 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IDIB000D062 is the Indian Financial System Code assigned to Indian Bank, DAYAL NAGAR branch in JALANDHAR, PUNJAB. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in JALANDHAR, DAYAL NAGAR, PUNJAB. The full address is: B/384410 AVTAR NAGAR ROAD DAYAL NAGAR PIN 144003

The branch code is 00D062. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 144019050. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IDIB000D062
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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