Indian Bank, CHITHARA, KOLLAM Branch IFSC Code

The IFSC code IDIB000C042 is assigned to Indian Bank, CHITHARA located in KOLLAM, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Bank
IFSC Code IDIB000C042
MICR Code 691019092
Branch Code 00C042
Branch CHITHARA
City KOLLAM
District CHITHARA
State KERALA
Address IRIS BUILDING KIZHAKKUMBHAGAM CHITHARA CHITHARA PIN 691559 Maps
Contact +914742429150

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IDIB Bank Code
0 Reserved (0)
00C042 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

691 City Code
019 Bank Code
092 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IDIB000C042 is the Indian Financial System Code assigned to Indian Bank, CHITHARA branch in KOLLAM, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KOLLAM, CHITHARA, KERALA. The full address is: IRIS BUILDING KIZHAKKUMBHAGAM CHITHARA CHITHARA PIN 691559

The branch code is 00C042. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 691019092. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IDIB000C042
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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