Indian Bank, AGARDIH, PURULIYA Branch IFSC Code

The IFSC code IDIB000A520 is assigned to Indian Bank, AGARDIH located in PURULIYA, WEST BENGAL. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Bank
IFSC Code IDIB000A520
MICR Code 723019003
Branch Code 00A520
Branch AGARDIH
City PURULIYA
District AGARDIH
State WEST BENGAL
Address AGERDIH VILL PO BLOCKKASHIPUR PSKAFHIPORE SUB DIVRAGHUNATHPUR AGARDIH AGARDIH PIN 723130 Maps
Contact +919470945996

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IDIB Bank Code
0 Reserved (0)
00A520 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

723 City Code
019 Bank Code
003 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IDIB000A520 is the Indian Financial System Code assigned to Indian Bank, AGARDIH branch in PURULIYA, WEST BENGAL. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in PURULIYA, AGARDIH, WEST BENGAL. The full address is: AGERDIH VILL PO BLOCKKASHIPUR PSKAFHIPORE SUB DIVRAGHUNATHPUR AGARDIH AGARDIH PIN 723130

The branch code is 00A520. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 723019003. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IDIB000A520
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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