Indian Bank, AIZWAL, AIZAWL Branch IFSC Code

The IFSC code IDIB000A195 is assigned to Indian Bank, AIZWAL located in AIZAWL, MIZORAM. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Indian Bank
IFSC Code IDIB000A195
MICR Code 796019002
Branch Code 00A195
Branch AIZWAL
City AIZAWL
District LOWER CHANMARI
State MIZORAM
Address G17C BELOW ZOPAR LOWER CHANMARI AIZAWL PIN 796007 Maps
Contact +918847668556

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IDIB Bank Code
0 Reserved (0)
00A195 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

796 City Code
019 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IDIB000A195 is the Indian Financial System Code assigned to Indian Bank, AIZWAL branch in AIZAWL, MIZORAM. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in AIZAWL, LOWER CHANMARI, MIZORAM. The full address is: G17C BELOW ZOPAR LOWER CHANMARI AIZAWL PIN 796007

The branch code is 00A195. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Indian Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 796019002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IDIB000A195
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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