IDBI, RATNAGIRI DCC BANK LTD RATNAGIRI BHOO, RATNAGIRI Branch IFSC Code

The IFSC code IBKL0574R77 is assigned to IDBI, RATNAGIRI DCC BANK LTD RATNAGIRI BHOO located in RATNAGIRI, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name IDBI
IFSC Code IBKL0574R77
Branch Code 574R77
Branch RATNAGIRI DCC BANK LTD RATNAGIRI BHOO
City RATNAGIRI
District BHOO
State MAHARASHTRA
Address FIDKV542 PB Maps
Contact +912353221213

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IBKL Bank Code
0 Reserved (0)
574R77 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IBKL0574R77 is the Indian Financial System Code assigned to IDBI, RATNAGIRI DCC BANK LTD RATNAGIRI BHOO branch in RATNAGIRI, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in RATNAGIRI, BHOO, MAHARASHTRA. The full address is: FIDKV542 PB

The branch code is 574R77. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of IDBI.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IBKL0574R77
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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