IDBI, RETAIL ASSET VADODARA, VADODARA Branch IFSC Code

The IFSC code IBKL0000856 is assigned to IDBI, RETAIL ASSET VADODARA located in VADODARA, GUJARAT. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name IDBI
IFSC Code IBKL0000856
Branch Code 000856
Branch RETAIL ASSET VADODARA
City VADODARA
District VADODARA
State GUJARAT
Address IDBI BANK LTD 2ND FLOOR RAC DEPTGARG PLAZAOPP PIZZA HUTNR GAUTAM NAGAR RACE COURSE CIRCLE BARODA 390007 Maps
Contact +919924199747

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IBKL Bank Code
0 Reserved (0)
000856 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IBKL0000856 is the Indian Financial System Code assigned to IDBI, RETAIL ASSET VADODARA branch in VADODARA, GUJARAT. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in VADODARA, VADODARA, GUJARAT. The full address is: IDBI BANK LTD 2ND FLOOR RAC DEPTGARG PLAZAOPP PIZZA HUTNR GAUTAM NAGAR RACE COURSE CIRCLE BARODA 390007

The branch code is 000856. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of IDBI.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IBKL0000856
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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