IDBI, RETAIL ASSETS LUDHIANA, LUDHIANA Branch IFSC Code

The IFSC code IBKL0000825 is assigned to IDBI, RETAIL ASSETS LUDHIANA located in LUDHIANA, PUNJAB. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name IDBI
IFSC Code IBKL0000825
Branch Code 000825
Branch RETAIL ASSETS LUDHIANA
City LUDHIANA
District LUDHIANA
State PUNJAB
Address IDBI BANK RAC SCO 126 128 1ST FLOOR KALINGA TOWERSFIROZ GANDHI MKT LUDHIANAPUNJAB PIN CODE 141001 Maps
Contact +918427859070

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

IBKL Bank Code
0 Reserved (0)
000825 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code IBKL0000825 is the Indian Financial System Code assigned to IDBI, RETAIL ASSETS LUDHIANA branch in LUDHIANA, PUNJAB. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in LUDHIANA, LUDHIANA, PUNJAB. The full address is: IDBI BANK RAC SCO 126 128 1ST FLOOR KALINGA TOWERSFIROZ GANDHI MKT LUDHIANAPUNJAB PIN CODE 141001

The branch code is 000825. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of IDBI.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: IBKL0000825
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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