Hongkong & Shanghai Banking Corporation, PAYMENTS DIVISION, MUMBAI Branch IFSC Code

The IFSC code HSBC03INDIA is assigned to Hongkong & Shanghai Banking Corporation, PAYMENTS DIVISION located in MUMBAI, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Hongkong & Shanghai Banking Corporation
IFSC Code HSBC03INDIA
MICR Code 400039002
Branch Code 3INDIA
Branch PAYMENTS DIVISION
City MUMBAI
District MUMBAI
State MAHARASHTRA
Address 52 BY 60,M.G.ROAD,MUMBAI 400 001 Maps

Find Any Bank Branch

Select options step by step to find any IFSC code:

Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

HSBC Bank Code
0 Reserved (0)
3INDIA Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

400 City Code
039 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code HSBC03INDIA is the Indian Financial System Code assigned to Hongkong & Shanghai Banking Corporation, PAYMENTS DIVISION branch in MUMBAI, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in MUMBAI, MUMBAI, MAHARASHTRA. The full address is: 52 BY 60,M.G.ROAD,MUMBAI 400 001

The branch code is 3INDIA. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Hongkong & Shanghai Banking Corporation.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 400039002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: HSBC03INDIA
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
Copied to clipboard!