HDFC Bank, Jharneshwar Nagrik Sahakari Bank Maryadit IMPS, MUMBAI Branch IFSC Code

The IFSC code HDFC0CJNSBM is assigned to HDFC Bank, Jharneshwar Nagrik Sahakari Bank Maryadit IMPS located in MUMBAI, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name HDFC Bank
IFSC Code HDFC0CJNSBM
MICR Code 462308002
Branch Code CJNSBM
Branch Jharneshwar Nagrik Sahakari Bank Maryadit IMPS
City MUMBAI
District BHOPAL
State MAHARASHTRA
Address 113, BERASIAR ROAD, BHOPAL Maps
Contact +918518046293

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

HDFC Bank Code
0 Reserved (0)
CJNSBM Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

462 City Code
308 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code HDFC0CJNSBM is the Indian Financial System Code assigned to HDFC Bank, Jharneshwar Nagrik Sahakari Bank Maryadit IMPS branch in MUMBAI, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in MUMBAI, BHOPAL, MAHARASHTRA. The full address is: 113, BERASIAR ROAD, BHOPAL

The branch code is CJNSBM. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of HDFC Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 462308002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: HDFC0CJNSBM
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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