HDFC Bank, JAYDEV VIHAR, KHURDA Branch IFSC Code

The IFSC code HDFC0004491 is assigned to HDFC Bank, JAYDEV VIHAR located in KHURDA, ODISHA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name HDFC Bank
IFSC Code HDFC0004491
MICR Code 751240020
Branch Code 004491
Branch JAYDEV VIHAR
City KHURDA
District BHUBANESWAR
State ODISHA
Address JAYDEV VIHAR BHUBANESWAR NEAR BIJU PATNAIK COLLEGE DIST KHURDA BHUBANESWAR ODISHA 751013 Maps
Contact +919937903333

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

HDFC Bank Code
0 Reserved (0)
004491 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

751 City Code
240 Bank Code
020 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code HDFC0004491 is the Indian Financial System Code assigned to HDFC Bank, JAYDEV VIHAR branch in KHURDA, ODISHA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KHURDA, BHUBANESWAR, ODISHA. The full address is: JAYDEV VIHAR BHUBANESWAR NEAR BIJU PATNAIK COLLEGE DIST KHURDA BHUBANESWAR ODISHA 751013

The branch code is 004491. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of HDFC Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 751240020. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: HDFC0004491
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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