HDFC Bank, MAZGAON, GREATER BOMBAY Branch IFSC Code

The IFSC code HDFC0003976 is assigned to HDFC Bank, MAZGAON located in GREATER BOMBAY, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name HDFC Bank
IFSC Code HDFC0003976
MICR Code 400240186
Branch Code 003976
Branch MAZGAON
City GREATER BOMBAY
District MUMBAI
State MAHARASHTRA
Address HDFC BANK LTD PREM SAGAR 7 7 B NESBIT ROAD MAZGAON MUMBAI MAHARASHTRA 400010 Maps
Contact +912261606161

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

HDFC Bank Code
0 Reserved (0)
003976 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

400 City Code
240 Bank Code
186 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code HDFC0003976 is the Indian Financial System Code assigned to HDFC Bank, MAZGAON branch in GREATER BOMBAY, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in GREATER BOMBAY, MUMBAI, MAHARASHTRA. The full address is: HDFC BANK LTD PREM SAGAR 7 7 B NESBIT ROAD MAZGAON MUMBAI MAHARASHTRA 400010

The branch code is 003976. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of HDFC Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 400240186. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: HDFC0003976
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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