Gujarat State Co-operative Bank, SHREE MORBI NAGARIK SAHAKARI BANK LTD, RAJKOT Branch IFSC Code

The IFSC code GSCB0USMNBL is assigned to Gujarat State Co-operative Bank, SHREE MORBI NAGARIK SAHAKARI BANK LTD located in RAJKOT, GUJARAT. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Gujarat State Co-operative Bank
IFSC Code GSCB0USMNBL
MICR Code 363801021
Branch Code USMNBL
Branch SHREE MORBI NAGARIK SAHAKARI BANK LTD
City RAJKOT
District MORVI
State GUJARAT
Address SHREE MORBI NAGARIK SAHAKARI BANK LTD.,OPP.LOHANA VIDHYARTHI BHAVAN,VASANT PLOT,MORBI-363641 Maps
Contact +912822222118

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

GSCB Bank Code
0 Reserved (0)
USMNBL Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

363 City Code
801 Bank Code
021 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code GSCB0USMNBL is the Indian Financial System Code assigned to Gujarat State Co-operative Bank, SHREE MORBI NAGARIK SAHAKARI BANK LTD branch in RAJKOT, GUJARAT. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in RAJKOT, MORVI, GUJARAT. The full address is: SHREE MORBI NAGARIK SAHAKARI BANK LTD.,OPP.LOHANA VIDHYARTHI BHAVAN,VASANT PLOT,MORBI-363641

The branch code is USMNBL. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Gujarat State Co-operative Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 363801021. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: GSCB0USMNBL
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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