ESAF Small Finance Bank, JOWAI, WEST JANTIA HILLS Branch IFSC Code

The IFSC code ESMF0001890 is assigned to ESAF Small Finance Bank, JOWAI located in WEST JANTIA HILLS, MEGHALAYA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS

Bank Details

Bank Name ESAF Small Finance Bank
IFSC Code ESMF0001890
Branch Code 001890
Branch JOWAI
City WEST JANTIA HILLS
District WEST JANTIA HILLS
State MEGHALAYA
Address MOORALONG JOWAI JOWAI P O WEST JANTIA HILLS MEGHALAYA Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

ESMF Bank Code
0 Reserved (0)
001890 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code ESMF0001890 is the Indian Financial System Code assigned to ESAF Small Finance Bank, JOWAI branch in WEST JANTIA HILLS, MEGHALAYA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in WEST JANTIA HILLS, WEST JANTIA HILLS, MEGHALAYA. The full address is: MOORALONG JOWAI JOWAI P O WEST JANTIA HILLS MEGHALAYA

The branch code is 001890. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of ESAF Small Finance Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: ESMF0001890
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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