ESAF Small Finance Bank, BASAVANA BAGEWADI, VIJAYAPURA Branch IFSC Code

The IFSC code ESMF0001848 is assigned to ESAF Small Finance Bank, BASAVANA BAGEWADI located in VIJAYAPURA, KARNATAKA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS

Bank Details

Bank Name ESAF Small Finance Bank
IFSC Code ESMF0001848
Branch Code 001848
Branch BASAVANA BAGEWADI
City VIJAYAPURA
District VIJAYAPURA
State KARNATAKA
Address MALAGAR PLAZA,VIJAYAPURA MUDDEBIHAL ROAD,NEAR KANAKADAS CIRCLE RENUKA NAGAR, BASAVANA BAGEWADI P O VIJAYAPURA KARNATAKA Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

ESMF Bank Code
0 Reserved (0)
001848 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code ESMF0001848 is the Indian Financial System Code assigned to ESAF Small Finance Bank, BASAVANA BAGEWADI branch in VIJAYAPURA, KARNATAKA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in VIJAYAPURA, VIJAYAPURA, KARNATAKA. The full address is: MALAGAR PLAZA,VIJAYAPURA MUDDEBIHAL ROAD,NEAR KANAKADAS CIRCLE RENUKA NAGAR, BASAVANA BAGEWADI P O VIJAYAPURA KARNATAKA

The branch code is 001848. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of ESAF Small Finance Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: ESMF0001848
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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