ESAF Small Finance Bank, GARHWA, GARHWA Branch IFSC Code

The IFSC code ESMF0001728 is assigned to ESAF Small Finance Bank, GARHWA located in GARHWA, JHARKHAND. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS

Bank Details

Bank Name ESAF Small Finance Bank
IFSC Code ESMF0001728
Branch Code 001728
Branch GARHWA
City GARHWA
District GARHWA
State JHARKHAND
Address KHATA NO-16,PLOT NO-29,FIRST FLOOR,ON CHINIYA ROAD,VILLI-SAHIJANA WARD NO-08,GARHWA DIST,JHARKHAND-822114 Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

ESMF Bank Code
0 Reserved (0)
001728 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code ESMF0001728 is the Indian Financial System Code assigned to ESAF Small Finance Bank, GARHWA branch in GARHWA, JHARKHAND. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in GARHWA, GARHWA, JHARKHAND. The full address is: KHATA NO-16,PLOT NO-29,FIRST FLOOR,ON CHINIYA ROAD,VILLI-SAHIJANA WARD NO-08,GARHWA DIST,JHARKHAND-822114

The branch code is 001728. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of ESAF Small Finance Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: ESMF0001728
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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