ESAF Small Finance Bank, MALLANKINARU, VIRUDHUNAGAR Branch IFSC Code

The IFSC code ESMF0001472 is assigned to ESAF Small Finance Bank, MALLANKINARU located in VIRUDHUNAGAR, TAMIL NADU. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS

Bank Details

Bank Name ESAF Small Finance Bank
IFSC Code ESMF0001472
MICR Code 626760302
Branch Code 001472
Branch MALLANKINARU
City VIRUDHUNAGAR
District MALLANKINARU
State TAMIL NADU
Address 461,19 VNR COMPLEX,KALKURICI ROAD,MALLANKINARU PO,626109 Maps
Contact +917593850635

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

ESMF Bank Code
0 Reserved (0)
001472 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

626 City Code
760 Bank Code
302 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code ESMF0001472 is the Indian Financial System Code assigned to ESAF Small Finance Bank, MALLANKINARU branch in VIRUDHUNAGAR, TAMIL NADU. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in VIRUDHUNAGAR, MALLANKINARU, TAMIL NADU. The full address is: 461,19 VNR COMPLEX,KALKURICI ROAD,MALLANKINARU PO,626109

The branch code is 001472. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of ESAF Small Finance Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 626760302. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: ESMF0001472
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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