ESAF Small Finance Bank, RANCHI, RANCHI Branch IFSC Code

The IFSC code ESMF0001194 is assigned to ESAF Small Finance Bank, RANCHI located in RANCHI, JHARKHAND. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS

Bank Details

Bank Name ESAF Small Finance Bank
IFSC Code ESMF0001194
MICR Code 834760002
Branch Code 001194
Branch RANCHI
City RANCHI
District RANCHI
State JHARKHAND
Address DOOR NO-2,3,MANORANJAN APARTMENTS,KADRU MAIN ROAD,RANCHI,JHARKHAND-834002 Maps
Contact +917593898451

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

ESMF Bank Code
0 Reserved (0)
001194 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

834 City Code
760 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code ESMF0001194 is the Indian Financial System Code assigned to ESAF Small Finance Bank, RANCHI branch in RANCHI, JHARKHAND. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in RANCHI, RANCHI, JHARKHAND. The full address is: DOOR NO-2,3,MANORANJAN APARTMENTS,KADRU MAIN ROAD,RANCHI,JHARKHAND-834002

The branch code is 001194. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of ESAF Small Finance Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 834760002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: ESMF0001194
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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