ESAF Small Finance Bank, PERUMTHATTA, KANNUR Branch IFSC Code

The IFSC code ESMF0001190 is assigned to ESAF Small Finance Bank, PERUMTHATTA located in KANNUR, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS

Bank Details

Bank Name ESAF Small Finance Bank
IFSC Code ESMF0001190
MICR Code 670760153
Branch Code 001190
Branch PERUMTHATTA
City KANNUR
District THALIPARAMBA
State KERALA
Address PVP-13,144,145,147,SYNO-1,4,B,KOTTAYEN,ARAVANCHAL BUS STOP,PAYYANUR RAJAGIRI ROAD,PERINTHATTA,THALIPARAMBA,KANNUR-670353 Maps
Contact +918589003127

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

ESMF Bank Code
0 Reserved (0)
001190 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

670 City Code
760 Bank Code
153 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code ESMF0001190 is the Indian Financial System Code assigned to ESAF Small Finance Bank, PERUMTHATTA branch in KANNUR, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KANNUR, THALIPARAMBA, KERALA. The full address is: PVP-13,144,145,147,SYNO-1,4,B,KOTTAYEN,ARAVANCHAL BUS STOP,PAYYANUR RAJAGIRI ROAD,PERINTHATTA,THALIPARAMBA,KANNUR-670353

The branch code is 001190. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of ESAF Small Finance Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 670760153. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: ESMF0001190
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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