Equitas Small Finance Bank, VKOTA, CHITTOOR Branch IFSC Code

The IFSC code ESFB0004055 is assigned to Equitas Small Finance Bank, VKOTA located in CHITTOOR, ANDHRA PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Equitas Small Finance Bank
IFSC Code ESFB0004055
Branch Code 004055
Branch VKOTA
City CHITTOOR
District CHITTOOR
State ANDHRA PRADESH
Address H.NO.6-349,K.G.F.ROAD,V.KOTA,CHITTOOR DISTRICT,ANDHRA PRADESH -517424 Maps

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

ESFB Bank Code
0 Reserved (0)
004055 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code ESFB0004055 is the Indian Financial System Code assigned to Equitas Small Finance Bank, VKOTA branch in CHITTOOR, ANDHRA PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in CHITTOOR, CHITTOOR, ANDHRA PRADESH. The full address is: H.NO.6-349,K.G.F.ROAD,V.KOTA,CHITTOOR DISTRICT,ANDHRA PRADESH -517424

The branch code is 004055. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Equitas Small Finance Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: ESFB0004055
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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