Cosmos Co-operative Bank, SATARA ROAD BRANCH, SATARA Branch IFSC Code

The IFSC code COSB0000077 is assigned to Cosmos Co-operative Bank, SATARA ROAD BRANCH located in SATARA, MAHARASHTRA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Cosmos Co-operative Bank
IFSC Code COSB0000077
MICR Code 415164001
Branch Code 000077
Branch SATARA ROAD BRANCH
City SATARA
District SATARA
State MAHARASHTRA
Address KESHAV SONA COMPLEX, RAVIWAR PETH, SATARA 415001 Maps
Contact 235060

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

COSB Bank Code
0 Reserved (0)
000077 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

415 City Code
164 Bank Code
001 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code COSB0000077 is the Indian Financial System Code assigned to Cosmos Co-operative Bank, SATARA ROAD BRANCH branch in SATARA, MAHARASHTRA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in SATARA, SATARA, MAHARASHTRA. The full address is: KESHAV SONA COMPLEX, RAVIWAR PETH, SATARA 415001

The branch code is 000077. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Cosmos Co-operative Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 415164001. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: COSB0000077
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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