Cosmos Co-operative Bank, VIJAYWADA, KRISHNA Branch IFSC Code

The IFSC code COSB0000045 is assigned to Cosmos Co-operative Bank, VIJAYWADA located in KRISHNA, ANDHRA PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Cosmos Co-operative Bank
IFSC Code COSB0000045
MICR Code 520164002
Branch Code 000045
Branch VIJAYWADA
City KRISHNA
District VIJAYWADA
State ANDHRA PRADESH
Address D.NO. 39-10-19, VETERNARY HOSPITAL ROAD, LABBIPET, VIJAYWADA 520 010 ANDHRA PRADESH Maps
Contact +914027846543

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

COSB Bank Code
0 Reserved (0)
000045 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

520 City Code
164 Bank Code
002 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code COSB0000045 is the Indian Financial System Code assigned to Cosmos Co-operative Bank, VIJAYWADA branch in KRISHNA, ANDHRA PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KRISHNA, VIJAYWADA, ANDHRA PRADESH. The full address is: D.NO. 39-10-19, VETERNARY HOSPITAL ROAD, LABBIPET, VIJAYWADA 520 010 ANDHRA PRADESH

The branch code is 000045. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Cosmos Co-operative Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 520164002. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: COSB0000045
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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