Central Bank of India, GERKI, ARARIA Branch IFSC Code

The IFSC code CBIN0282820 is assigned to Central Bank of India, GERKI located in ARARIA, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Central Bank of India
IFSC Code CBIN0282820
MICR Code 854016927
Branch Code 282820
Branch GERKI
City ARARIA
District GERKI
State BIHAR
Address AT & POST GERKI VIA ARARIA,DIST ARARIA,BIHAR 854311 Maps
Contact +912222612008

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

CBIN Bank Code
0 Reserved (0)
282820 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

854 City Code
016 Bank Code
927 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code CBIN0282820 is the Indian Financial System Code assigned to Central Bank of India, GERKI branch in ARARIA, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in ARARIA, GERKI, BIHAR. The full address is: AT & POST GERKI VIA ARARIA,DIST ARARIA,BIHAR 854311

The branch code is 282820. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Central Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 854016927. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: CBIN0282820
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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