Central Bank of India, COCHIN REGIONAL OFFICE, ERNAKULAM Branch IFSC Code

The IFSC code CBIN0281121 is assigned to Central Bank of India, COCHIN REGIONAL OFFICE located in ERNAKULAM, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Central Bank of India
IFSC Code CBIN0281121
MICR Code 682016888
Branch Code 281121
Branch COCHIN REGIONAL OFFICE
City ERNAKULAM
District KOCHI
State KERALA
Address GEO TOWERS, IIND FLOOR, SAHEDARAN AYYAPPAN ROAD, PALLIMUKKU KOCHI (COCHIN)DIST-ERNAKULAM,KERALA-682016 Maps
Contact +912222612008

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

CBIN Bank Code
0 Reserved (0)
281121 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

682 City Code
016 Bank Code
888 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code CBIN0281121 is the Indian Financial System Code assigned to Central Bank of India, COCHIN REGIONAL OFFICE branch in ERNAKULAM, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in ERNAKULAM, KOCHI, KERALA. The full address is: GEO TOWERS, IIND FLOOR, SAHEDARAN AYYAPPAN ROAD, PALLIMUKKU KOCHI (COCHIN)DIST-ERNAKULAM,KERALA-682016

The branch code is 281121. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Central Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 682016888. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: CBIN0281121
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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