Bank of India, BERJA, BERJA DIST GWALIOR Branch IFSC Code

The IFSC code BKID0009456 is assigned to Bank of India, BERJA located in BERJA DIST GWALIOR, MADHYA PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of India
IFSC Code BKID0009456
MICR Code 474013501
Branch Code 009456
Branch BERJA
City BERJA DIST GWALIOR
District BERJA DIST GWALIOR
State MADHYA PRADESH
Address VILLAGE BERJAPOST RATWARI DIST GWALIOR Maps
Contact +917512566256

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BKID Bank Code
0 Reserved (0)
009456 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

474 City Code
013 Bank Code
501 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BKID0009456 is the Indian Financial System Code assigned to Bank of India, BERJA branch in BERJA DIST GWALIOR, MADHYA PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in BERJA DIST GWALIOR, BERJA DIST GWALIOR, MADHYA PRADESH. The full address is: VILLAGE BERJAPOST RATWARI DIST GWALIOR

The branch code is 009456. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 474013501. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BKID0009456
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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