Bank of India, VADAKKEKKARA, VADAKKEKKARA DIST ERNAKULAM Branch IFSC Code

The IFSC code BKID0008561 is assigned to Bank of India, VADAKKEKKARA located in VADAKKEKKARA DIST ERNAKULAM, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of India
IFSC Code BKID0008561
MICR Code 682013020
Branch Code 008561
Branch VADAKKEKKARA
City VADAKKEKKARA DIST ERNAKULAM
District VADAKKEKKARA DIST ERNAKULAM
State KERALA
Address VADAKKEKKARADISTRICT ERNAKULAM Maps
Contact +914842442598

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BKID Bank Code
0 Reserved (0)
008561 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

682 City Code
013 Bank Code
020 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BKID0008561 is the Indian Financial System Code assigned to Bank of India, VADAKKEKKARA branch in VADAKKEKKARA DIST ERNAKULAM, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in VADAKKEKKARA DIST ERNAKULAM, VADAKKEKKARA DIST ERNAKULAM, KERALA. The full address is: VADAKKEKKARADISTRICT ERNAKULAM

The branch code is 008561. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 682013020. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BKID0008561
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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