Bank of India, POWDIKONNAM, THIRUVANANTHAPURAM Branch IFSC Code

The IFSC code BKID0008508 is assigned to Bank of India, POWDIKONNAM located in THIRUVANANTHAPURAM, KERALA. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of India
IFSC Code BKID0008508
MICR Code 695013015
Branch Code 008508
Branch POWDIKONNAM
City THIRUVANANTHAPURAM
District ULIYAZHATHURA
State KERALA
Address POWDIKONAM P O VIA SREEKARIYAM TC 11 4021 PARVATHI BUILDING NJANDOORKONAM POWDIKONNA Maps
Contact +919447442204

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BKID Bank Code
0 Reserved (0)
008508 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

695 City Code
013 Bank Code
015 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BKID0008508 is the Indian Financial System Code assigned to Bank of India, POWDIKONNAM branch in THIRUVANANTHAPURAM, KERALA. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in THIRUVANANTHAPURAM, ULIYAZHATHURA, KERALA. The full address is: POWDIKONAM P O VIA SREEKARIYAM TC 11 4021 PARVATHI BUILDING NJANDOORKONAM POWDIKONNA

The branch code is 008508. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 695013015. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BKID0008508
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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