Bank of India, PHOOLPUR, PHOOLPUR DISTVARANASI Branch IFSC Code

The IFSC code BKID0006905 is assigned to Bank of India, PHOOLPUR located in PHOOLPUR DISTVARANASI, UTTAR PRADESH. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of India
IFSC Code BKID0006905
MICR Code 221013205
Branch Code 006905
Branch PHOOLPUR
City PHOOLPUR DISTVARANASI
District PHOOLPUR DISTVARANASI
State UTTAR PRADESH
Address DUBEY KATRA PHOOLPUR BAZAR CROSSINGVILL PO PHOOLPUR DIST VARANASI Maps
Contact +915422627495

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BKID Bank Code
0 Reserved (0)
006905 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

221 City Code
013 Bank Code
205 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BKID0006905 is the Indian Financial System Code assigned to Bank of India, PHOOLPUR branch in PHOOLPUR DISTVARANASI, UTTAR PRADESH. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in PHOOLPUR DISTVARANASI, PHOOLPUR DISTVARANASI, UTTAR PRADESH. The full address is: DUBEY KATRA PHOOLPUR BAZAR CROSSINGVILL PO PHOOLPUR DIST VARANASI

The branch code is 006905. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 221013205. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BKID0006905
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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