Bank of India, INDARWA PHULWAR, EAST CHAMAPARAN Branch IFSC Code

The IFSC code BKID0006285 is assigned to Bank of India, INDARWA PHULWAR located in EAST CHAMAPARAN, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of India
IFSC Code BKID0006285
Branch Code 006285
Branch INDARWA PHULWAR
City EAST CHAMAPARAN
District MOTIHARI
State BIHAR
Address BANK OF INDIAINDARWA PHULWARPOLICE STATION GHORASAHANBLOCK BANKATWADIST EAST CHAMPARANSTATE BIHAR 845315 Maps
Contact +919504821021

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BKID Bank Code
0 Reserved (0)
006285 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BKID0006285 is the Indian Financial System Code assigned to Bank of India, INDARWA PHULWAR branch in EAST CHAMAPARAN, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in EAST CHAMAPARAN, MOTIHARI, BIHAR. The full address is: BANK OF INDIAINDARWA PHULWARPOLICE STATION GHORASAHANBLOCK BANKATWADIST EAST CHAMPARANSTATE BIHAR 845315

The branch code is 006285. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BKID0006285
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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