Bank of India, LALGANJ ITARHI ROAD, BUXAR Branch IFSC Code

The IFSC code BKID0005788 is assigned to Bank of India, LALGANJ ITARHI ROAD located in BUXAR, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of India
IFSC Code BKID0005788
MICR Code 802013506
Branch Code 005788
Branch LALGANJ ITARHI ROAD
City BUXAR
District BUXAR
State BIHAR
Address BANK OF INDIA FOUNDATION SCHOOL LALGANJ ITAVILLAGTOWN BUXARBLOCK BUXAR DISTRICT Maps
Contact +919638576412

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BKID Bank Code
0 Reserved (0)
005788 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

802 City Code
013 Bank Code
506 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BKID0005788 is the Indian Financial System Code assigned to Bank of India, LALGANJ ITARHI ROAD branch in BUXAR, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in BUXAR, BUXAR, BIHAR. The full address is: BANK OF INDIA FOUNDATION SCHOOL LALGANJ ITAVILLAGTOWN BUXARBLOCK BUXAR DISTRICT

The branch code is 005788. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 802013506. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BKID0005788
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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