Bank of India, ARWAL, ARWAL Branch IFSC Code

The IFSC code BKID0004477 is assigned to Bank of India, ARWAL located in ARWAL, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of India
IFSC Code BKID0004477
MICR Code 804013102
Branch Code 004477
Branch ARWAL
City ARWAL
District ARWAL
State BIHAR
Address P O ARWALDISTRICT ARWAL Maps
Contact +916337229325

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BKID Bank Code
0 Reserved (0)
004477 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

804 City Code
013 Bank Code
102 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BKID0004477 is the Indian Financial System Code assigned to Bank of India, ARWAL branch in ARWAL, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in ARWAL, ARWAL, BIHAR. The full address is: P O ARWALDISTRICT ARWAL

The branch code is 004477. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 804013102. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BKID0004477
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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