Bank of India, MOYDAH, JAYNAGAR WB Branch IFSC Code

The IFSC code BKID0004370 is assigned to Bank of India, MOYDAH located in JAYNAGAR WB, WEST BENGAL. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of India
IFSC Code BKID0004370
MICR Code 700013093
Branch Code 004370
Branch MOYDAH
City JAYNAGAR WB
District JAYNAGAR WB
State WEST BENGAL
Address SALAM MARKET 1ST FLOOR VILL BATALAPO KHALYAMARA SOUTH 24 PARGANAS Maps
Contact +919638576277

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BKID Bank Code
0 Reserved (0)
004370 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

700 City Code
013 Bank Code
093 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BKID0004370 is the Indian Financial System Code assigned to Bank of India, MOYDAH branch in JAYNAGAR WB, WEST BENGAL. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in JAYNAGAR WB, JAYNAGAR WB, WEST BENGAL. The full address is: SALAM MARKET 1ST FLOOR VILL BATALAPO KHALYAMARA SOUTH 24 PARGANAS

The branch code is 004370. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 700013093. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BKID0004370
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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