Bank of India, NAMCHI, NAMCHI Branch IFSC Code

The IFSC code BKID0004093 is assigned to Bank of India, NAMCHI located in NAMCHI, SIKKIM. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of India
IFSC Code BKID0004093
Branch Code 004093
Branch NAMCHI
City NAMCHI
District NAMCHI
State SIKKIM
Address HOTEL MONTANA VYOO,BELOW NLA SCHOOL,JORETHANG ROAD,NAMCHI BAZAR PO & PS - NAMCHI, DIST- NAMCHI, PIN 737126 Maps
Contact +918348266600

Nearby Bank of India Branches

JORETHANG
NAMCHI

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BKID Bank Code
0 Reserved (0)
004093 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BKID0004093 is the Indian Financial System Code assigned to Bank of India, NAMCHI branch in NAMCHI, SIKKIM. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in NAMCHI, NAMCHI, SIKKIM. The full address is: HOTEL MONTANA VYOO,BELOW NLA SCHOOL,JORETHANG ROAD,NAMCHI BAZAR PO & PS - NAMCHI, DIST- NAMCHI, PIN 737126

The branch code is 004093. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of India.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BKID0004093
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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