Bandhan Bank, JOKA, KOLKATA Branch IFSC Code

The IFSC code BDBL0002144 is assigned to Bandhan Bank, JOKA located in KOLKATA, WEST BENGAL. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Bandhan Bank
IFSC Code BDBL0002144
MICR Code 700750174
Branch Code 002144
Branch JOKA
City KOLKATA
District JOKA
State WEST BENGAL
Address GROUND FLOOR, B- 4,DIAMOND PARK ,JOKA, DIST - KOLKATA, STATE - WEST BENGAL , PIN -700104 Maps
Contact +919147021441

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BDBL Bank Code
0 Reserved (0)
002144 Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

700 City Code
750 Bank Code
174 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BDBL0002144 is the Indian Financial System Code assigned to Bandhan Bank, JOKA branch in KOLKATA, WEST BENGAL. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in KOLKATA, JOKA, WEST BENGAL. The full address is: GROUND FLOOR, B- 4,DIAMOND PARK ,JOKA, DIST - KOLKATA, STATE - WEST BENGAL , PIN -700104

The branch code is 002144. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bandhan Bank.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 700750174. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BDBL0002144
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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