Bank of Baroda, UMGAON, DARBHANGA Branch IFSC Code

The IFSC code BARB0UMGAON is assigned to Bank of Baroda, UMGAON located in DARBHANGA, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of Baroda
IFSC Code BARB0UMGAON
Branch Code UMGAON
Branch UMGAON
City DARBHANGA
District MADHUBANI
State BIHAR
Address GOPAL MARKET, HARLAKHI ROAD, NEAR BAIL BAZAR,UMGAON 847240 Maps
Contact +910221800223344

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BARB Bank Code
0 Reserved (0)
UMGAON Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BARB0UMGAON is the Indian Financial System Code assigned to Bank of Baroda, UMGAON branch in DARBHANGA, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in DARBHANGA, MADHUBANI, BIHAR. The full address is: GOPAL MARKET, HARLAKHI ROAD, NEAR BAIL BAZAR,UMGAON 847240

The branch code is UMGAON. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of Baroda.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BARB0UMGAON
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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