Bank of Baroda, CIVIL LINES,PAKHOWAL ROAD, LUDHIANA, CIVIL LINES Branch IFSC Code

The IFSC code BARB0TRDLUD is assigned to Bank of Baroda, CIVIL LINES,PAKHOWAL ROAD, LUDHIANA located in CIVIL LINES, PUNJAB. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

✓ NEFT ✓ RTGS ✓ IMPS ✓ UPI

Bank Details

Bank Name Bank of Baroda
IFSC Code BARB0TRDLUD
MICR Code 141012001
Branch Code TRDLUD
Branch CIVIL LINES,PAKHOWAL ROAD, LUDHIANA
City CIVIL LINES
District CIVIL LINES
State PUNJAB
Address CIVIL LINES BRANCH, PAKHOWAL ROAD, LUDHIANA 141 002 Maps
Contact +910221800223344

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BARB Bank Code
0 Reserved (0)
TRDLUD Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

141 City Code
012 Bank Code
001 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BARB0TRDLUD is the Indian Financial System Code assigned to Bank of Baroda, CIVIL LINES,PAKHOWAL ROAD, LUDHIANA branch in CIVIL LINES, PUNJAB. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in CIVIL LINES, CIVIL LINES, PUNJAB. The full address is: CIVIL LINES BRANCH, PAKHOWAL ROAD, LUDHIANA 141 002

The branch code is TRDLUD. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of Baroda.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 141012001. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BARB0TRDLUD
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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