Bank of Baroda, BRANCH, VARANASI Branch IFSC Code

The IFSC code BARB0PANDAU is assigned to Bank of Baroda, BRANCH located in VARANASI, BIHAR. This code is required for electronic fund transfers like NEFT, RTGS, and IMPS transactions.

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Bank Details

Bank Name Bank of Baroda
IFSC Code BARB0PANDAU
MICR Code 847012003
Branch Code PANDAU
Branch BRANCH
City VARANASI
District PANDAUL
State BIHAR
Address NEAR DURGAMANDIR PANDAUL BAZAR PO PANDAUL BIHAR 847211 Maps
Contact +910221800223344

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Understanding IFSC and MICR Codes

What is IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is essential for electronic fund transfers through NEFT, RTGS, and IMPS systems.

BARB Bank Code
0 Reserved (0)
PANDAU Branch Code

What is MICR Code?

MICR (Magnetic Ink Character Recognition) is a 9-digit code printed on cheques. It helps in faster processing of cheques through automated reading.

847 City Code
012 Bank Code
003 Branch Code

When to Use These Codes?

  • NEFT Transfer: Use IFSC code for National Electronic Funds Transfer (available 24x7)
  • RTGS Transfer: Use IFSC code for Real Time Gross Settlement (for amounts ≥ ₹2 lakhs)
  • IMPS Transfer: Use IFSC code for Immediate Payment Service (instant transfers)
  • Cheque Processing: MICR code is printed on cheques for automated clearing

Frequently Asked Questions

IFSC Code BARB0PANDAU is the Indian Financial System Code assigned to Bank of Baroda, BRANCH branch in VARANASI, BIHAR. This 11-character code uniquely identifies this bank branch in India's electronic payment systems.

This branch is located in VARANASI, PANDAUL, BIHAR. The full address is: NEAR DURGAMANDIR PANDAUL BAZAR PO PANDAUL BIHAR 847211

The branch code is PANDAU. This is the last 6 characters of the IFSC code that uniquely identifies this specific branch of Bank of Baroda.

This branch supports the following electronic fund transfer services:

  • NEFT - Available
  • RTGS - Available
  • IMPS - Available
  • UPI - Available

The MICR (Magnetic Ink Character Recognition) code for this branch is 847012003. MICR code is a 9-digit code used for processing cheques and is printed on cheque leaves.

To use this IFSC code for fund transfers:

  1. Log in to your bank's internet banking or mobile app
  2. Navigate to fund transfer section (NEFT/RTGS/IMPS)
  3. Enter the beneficiary's account number
  4. Enter IFSC Code: BARB0PANDAU
  5. Verify the bank and branch details auto-populated
  6. Complete the transfer
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